Running a business isn’t for the faint of heart. Between managing employees, keeping operations on track, handling finances, and juggling day-to-day tasks, there’s a lot on your plate. While you can control many aspects of your business, some things—like accidents, illnesses, or unexpected events—are simply out of your hands.
That’s where business insurance comes in. The right coverage can help protect everything you’ve worked so hard to build. But with so many options available, where do you even begin?
Let’s take a closer look at two essential types of business insurance every business owner should consider.
🏥 Workers’ Compensation Insurance
If you have employees, workers’ comp isn’t just a smart move—it’s often legally required. This coverage helps pay for medical expenses and lost wages if an employee gets injured or becomes ill while on the job.
Whether it’s a slip, a fall, or an equipment-related injury, workplace accidents happen. Workers’ compensation ensures your employees are taken care of while protecting your business from bearing the full financial burden of an injury claim.
⚖️ General Liability Insurance
Even if you’re cautious, accidents can still happen. That’s why general liability insurance is a must-have for most businesses. This coverage helps protect your company if you’re held responsible for bodily injury, property damage, or personal injury caused by your business or its products.
Say a customer slips and falls in your store or claims that your product caused damage—general liability insurance helps cover legal costs, medical bills, and potential settlements so you’re not footing the bill alone.
🛡️ Protect Your Business from the Unexpected
These are just two of the many types of business insurance available. Depending on your industry and operations, you might also need additional coverage like professional liability, commercial property insurance, or cyber liability protection.
At Pietila Family Agency, we’re here to make insurance simple. Our team will help you understand your options and create a custom insurance plan that fits your unique business needs—so you can focus on what matters most: running your business.
Have questions or ready to get started?
Contact us today to learn more about how we can help protect your business.