Trucks are essential for a variety of tasks, whether you’re delivering goods, hauling equipment, towing trailers, or anything in between. Because they’re built to handle heavy-duty work, trucks often require more comprehensive coverage than regular vehicles. Ensuring you have the right truck insurance is key to protecting both your vehicle and the cargo it carries in case of accidents, theft, or other unexpected events.
🚚 What Does Truck Insurance Cover?
When shopping for truck insurance, it’s important to understand the different types of coverage available. Here’s an overview of the main options:
Liability Insurance
Liability insurance is the minimum coverage required for most vehicles. It covers injuries to other people and damage to other vehicles if you’re at fault in an accident. However, if you’re looking for more comprehensive protection, you may also want to consider general liability insurance, which offers additional coverage for property damage, lawsuits, and more.
Cargo Insurance
If you’re transporting goods, cargo insurance is essential. This coverage protects the cargo you’re hauling against loss or damage during transit. Whether caused by fire, a collision, equipment breakdown, weather, or theft, cargo insurance provides peace of mind. It’s important to review the policy details, as some types of cargo may have exclusions or limitations, and we can help you navigate those.
🛡️ Why Choose Pietila Family Agency?
Finding the right truck insurance for your needs can be complex, but Pietila Family Agency is here to make it easier. As a fourth-generation, family-owned and operated insurance agency, we have the expertise to guide you through the process. We work with several top carriers, so you’ll have access to a wide range of options to ensure you get the coverage that fits your situation and budget.
We start by understanding your specific needs and offering personalized recommendations. You can trust that we’ll suggest policies that provide the protection you require without any unnecessary add-ons or unnecessary costs.
💬 Contact Us Today for a Free Evaluation
Navigating truck insurance on your own can be overwhelming, but with our help, you can streamline the process and feel confident in your coverage. We offer a free evaluation to help you find the best insurance options for your truck and business. Don’t hesitate to reach out to our team at Pietila Family Agency to get started. We’re here to help you secure the protection you need at a price that works for you.